insurance 101 - who should I buy insurance from?

An insurance professional should possess the following characteristics when you're deciding who you should trust to protect your financial position in life.

Trust: reliance on the integrity, strength, ability, surety, etc. of a person

It is essential to work with a broker who knows what's in the fine print. It's all about trust when you want honest answers. At Carver and Associates, we'll read your policy so that you don't have to.

Professional: A person who is expert at his or her work

Get expert advice when you're making insurance decisions. Like your lawyer or doctor, your insurance professional can make all the difference when catastrophe strikes. At Carver and Associates, we have over 275 years of insurance experience backing in up the products that we sell and service.

Independence: Freedom from the control, influence, support, aid or the like, or others

When you have a question or a claim, you need an insurance professional who is on your side. An insurance agent represents the interests of the insurance company, while an insurance broker represents the interests of the insurance customer exclusively. As independent Brokers, we advocate your interests in the insurance market with the freedom and flexibility to access a broader range of products and services to better serve your needs.